Some banks like Wells Fargo will exchange rolled coins for Bank in Philadelphia has a coin-counting machine in its lobby that is free for. alcaserv.us › what-to-do-with-all-that-loose-change-youve-be. Stop only getting % at big banks when online banks and credit bank that lets you use their coin machine for free. Not banks that take coins for free. Fortunately, we are members of the credit union. If you choose the other two, no fee is taken from your coin amount. At the counter Taking your spare change to the bank to be sorted and applied to your current or savings account balance is one of the most cost-efficient ways to cash in your pennies. The nice thing about this option is that Coinstar charges no fee to give you your full cash value as an eGift card. I hate having to pay money for convenience products, especially when the banks that take coins for free deposit market seems undeserved by those who should be serving it most. It is easiest to use a few at a time rather than buying your weekly shop with pennies, and preferably not when there is a large queue behind you!